Pearl Farm, Samal Island

a world-class beach resort in Samal Island off the coast of Davao City. A perfect place for couples and honeymooners

White Island, Camiguin

a white sand bar and ideal for swimming.

Snorkeling at Balicasag

After Dolphin watching, the best thing to do is to swim and snorkel at Balicasag Island.

The majestic Cagbalete Island, Quezon

A simple island that offers peaceful and relaxing weekend getaway.

Cagayan de Oro

Experience the thrill of White Water Rafting at Cagayan de Oro with Kagay

Saturday, April 23, 2016

Legaspi to Donsol, Sorsogon Budget Travel Guide 2016 - Backpacking Bicol- Visayas in 9 days series

March 13, 2016

So, yes we rented a super small boat for P3000 to save a glorious amount of time, from 7 hours land travel, (Caramoan- Naga-Legaspi) to 3 hours (Caramoan - Tabaco Albay).


Imagine how small this boat was. Mapapa OMG ka talaga! Ngayon palang, sasabihin ko nang not for fainthearted ang pagtitipid ng oras na ito. Although kaming 3 eh deadma lang naman, kasi mas grabe parin yung naexperience ko sa Calaguas, 


Si Xavier na magaling lumangoy ay nakalifevest the entire trip at ang nerbyos niya ay umabot sa ulo niya. Napapa "ohhhh" siya pag may mataas na alon. Oh well, mataas naman talaga ang alon, hindi lang yun, sobrang alon!!! 3 hours na ganun ang ride tapos basang basa pa kami! hohoho.


We finally arrived at Tabaco Legaspi safe and sound! Note: Pagbaba ng boat, tatawid pa ng very light and bubbly sa tubig na knee length lang naman. Pero tubig na mabaho, malangis, mabasura at nakakadiri talaga. Hehehe. Hindi naman ako maarte pero totoo yun. Pag akyat sa may hagdan, meron naman hugasan ng paa dun ahehe.


We rented a tryk going to the Jeepney terminal to Legaspi for P100 (4pax). Then sumakay kami ng pa Jeep pa Legaspi for P50 each, mga 2 hours na biyahe ata yun. Our itinerary initially was dadaan pa dapat kami ng Cagsawa Ruins pero sa Legaspi na kami magsttay pero we decided na dumerecho nalang agad ng Donsol para the next day eh Whale Shark encounter na kami!



We arrived at Legaspi Grand Terminal around 3:30 in the afternoon, we headed straight to the Mall para bumili ng GO PRO!!! Ngunit, subalit, datapwat, wala. Nganga talaga!

Umalis yung Van around 5:30pm nakarating kami ng Donsol aroun 8:00pm and we stayed at Dancalan Beach Resort. We paid 100 from Legaspi grand terminal to Dancalan beach Resort. Additional 25 na yun pag derecho na ng Resort. :)

Check my next post here: Whale Shark Encounter, Donsol Sorsogon Budget Travel Guide 2016 - Backpacking Bicol- Visayas in 9 days series




Friday, April 15, 2016

The Path I've taken by Mcgee Cabarrubias

Let me share you guys a post from a good friend. This may not be a travel post but I believe that for those who travel a lot also needs a financial assistance. Anyhoo, this is not a paid post. I just firmly believe that we all need an Insurance Policy. Also, for those who want to join and have a career in this industry, please take your time to read the post below.

More than 2 years ago, I shifted from a stable, secure, and exciting 8-hour job to a commission-based, unstructured career - that is - being a financial advisor. It was not the best time to make such a move since my Dad had to come back here because of recession, yet I decided take the chance...


I was a sales trainer - a happy, eager to learn, risk taker, passionate and paid to travel at that. And always excited to get the chance to train new recruits and see them grow as financial advisors. I finally realized my dream of doing public speaking for a living-- talking in front, looking smart and knowledgeable. I enjoyed the perks: going around and the Philippines, staying in nice hotels, driving a company car, and best of all, eating out.

I was enjoying my life and my job!

Until one day I felt comfortable in a bad way. Being in my comfort zone restrained me from pushing myself beyond the limits. I got so used to the routine and found it too hectic to entertain anything else. It didn't feel like me anymore.

I began to forget the risk taker in me... Then, I realized I was looking for a change.

And it happened. I became a financial advisor.


This time, it hit me that these were what I was quietly wishing for all along: the idea of becoming your own boss, managing your own time and choosing the people whose lives you want to change. I was so confident that I will make it big. I knew the procedure: prospecting, setting an appointment, impressing a client with a superb sales presentation and excellent rebuttals.

I could easily earn the big bucks. I even posted online that it would be easy to earn my annual salary on my first month as an advisor. With my experience as trainer of advisors, I will win this game. Or so I thought...

On my first month, I ended up with zero sale. I did not have a payslip.

Becoming your own boss? I thought posting everyday status on Facebook was enough. Chatting with friends online was my way of prospecting.

Managing my time was waking up late and being selective in what to do for the day. Watching tv, included.


Choosing the people whose life you want to change was choosing the people who I felt would not reject me. I feared rejection so much that I could not even admit that I was already a financial advisor.
I set standards I failed to meet: a gold medallion, MDRT qualifier... I practically thought I could make it. Yet, I found myself in a quandary. It was a very low moment in my life. People would ask me how it was going and I could not say anything. Worse, when friends ask me "Masaya ba mag-agent? Awardee ka na?" I had no answer but a wan smile.

I turned my back on my uneventful new career. I went home to the province where i found the comfort of being a child again - no expectations, no pressure. I simply wanted to recharge. I sought the love and kinship of family and friends. Then, of all times, I was able to sell to two of my friends!


Slowly, I got into the groove. On my own, I started to plan my day and make sales calls. I realized that rejections simply meant that I was doing my job steadily. I became a risk-taker once again - trying out new skills that I thought I was not capable of doing. I started hosting branch meetings - a role I had been dreading for the longest time. I conducted financial planning seminars on my own. I got to meet new people as I went back to badminton , walked my dogs at the park and even while chilling at the car wash.

And then I started to WANT to be known as a financial advisor -- a salesman. My new life began when I started to embrace my being a financial advisor... a PROUD one.

And then I earned the first medallion-- a bronze award. I got the chance to be in the newspaper, (only my name was published, no picture hahaha). Bronze was the minimum entry point to get an award.
But my bronze felt like gold.


I was so freaking proud of it that I had to drive home to the province to personally tell mom and dad. The smiles on their faces really made me feel I won the gold.

But hey, why am I writing this? I am not a superstar unlike my branch mates who are making millions and are top awardees. Nor am I a Million Dollar Round Table member. However, I believe it is my job to share my story.

I have come a long way.


What I gained was what I did not have in my past job...TIME. Plus all the rewards, financial and some unquantifiable ones. I can now walk my dogs on a weekday, play badminton more often, do gardening, bake breads, even cook like a chef. I also enrolled in an automotive crash course and started my own small business. All these, while still being a financial advisor of Sun Life. And all because I have more time now.

How about you? Do you have time?



Saturday, March 26, 2016

Caramoan Budget Travel Guide 2016 - Backpacking Bicol- Visayas in 9 days series

March 11-13 2016

Nakakaloka, ang dami ko pang ginagawa sa office pero kelangan kong umabot sa 9pm trip Raymond Bus papunta ng San Jose. Our first leg of Backpacking is Caramoan, and yes, my first time! We spent 750 each ata yun for our Bus fare. It was a friday and super traffic. Sumakay ako sa airport road ng Cubao without checking na dadaan pa pala ng Ayala so bumaba ako ng Buendia, sumakay ng Lrt, bumaba ng Edsa at sumakay ng MRT. Pagbaba ng MRT naglakad ako ng nuknukan na talaga namang pagkalayo layo pala ng Raymond Terminal!!!! Kumain muna kasi sa andoks so 200 pesos yun plus nag 711 pa ko bumili ako water and kung ano ano pa so naka 120 ako dun.Umalis yung bus 9pm on the dot! Good thing that 2 of my friends, Mc and Jhass came with us. Mas makakatipid kami this time!


It took us 10.5 hours before we reached the tricycle terminal where we paid 100 pesos and took us 30 minutes before we reached Sabang Port. Unfortunately, we arrived around 8:05 and kakaalis lang ng boat.


M/V Harry Boat Schedule

Sabang Port to Guijalo Port
1st trip: 5:30AM
2nd trip: 08:00 AM
3rd trip: 11:00 AM
Last trip: 2:00 PM

Guijalo Port to Sabang Port
1st trip: 7;00AM
2nd trip: 8:00 AM
3rd trip: 9:00 AM
Last trip: 11:00 PM

So we waited for 3 hours para lang makatipid. Regular boat fare is 120 pesos while Private boat ranges from 2500-3000. Expensive diba! So kumain nalang kami ng breakfast sa karinderya and spent 80 pesos samin ng dalawa yun ni xave. Boat ride ay 2 hours kaya nakatulog pa ulit kami!

FYI: Ang chaka ng phone ko sira na kasi!



When we arrived at Guijalo Port, medyo low tide na kaya we ride pa smaller boat para hindi kami mabasa. Paid them 50 pesos for 2. Hindi naman sila nagppresyo, sa kabutihang loob nalang. lol


Before this trAte Myrna, Kuya Ramil's wife ( 09074351962 ) para makarent kami ng boat for island hopping kasi we planned to camp for the night lang.



Ate contacted us na nagpadala na siya ng tricycle 300 pesos one way going to Brgy Paniman where their homestay is located. We also went to Centro to buy supplies and food for our dinner and breakfast the next day. Imagine, isang malaking Parrot fish e 80 pesos lang! We asked ate to cook us rice nalang para di na kami magsasaing.



My initial plan was to stay in Caramoan for 2 days para sa 2 island hopping (long and short trip) but due to time constraints, we changed plans and decided that next day we will hop the first ride going to Legaspi.



So instead of doing the short island hopping at around 3PM, we decided to go straight to the island where we can camp for the night and stay there nalang, tapos tomorrow nalang kami magiisland hopping!

Off to Matukad island.






When we arrived at Matukad Island, we set our camp agad, picture picture then luto luto para before mag gabi, chill nalang kami!




O winner ang matukad diba, walang edit yan kasi wala akong time,saka wala akong memory card reader kaya di ko magamit yung mga pictures na nasa SLR.


You can climb the huge rock for photo ops, sumasakit kasi likod ko so pass ako sa mga ganyang akyatan! Meron din sa kabilang side na lagoon pero need din umakyat so never mind, sila nalang.


Hohoho. Meron daw malaking bangus sabi ni Mc!


O diba,  pang 200 pesos yang 2 fish na yan!

Safe naman magcamp sa Matukad island, walang freshwater, walang CR, and walang sunset pero sunrise yes!. So if ever na you need to pee or poop, sa buhanginan ka nalang or sa mga puno. lol May nagbebenta din dun ng mga Buko pero umuuwi sila ng hapon.

The next day, we woke up early para makapagbreakfast saka makapagligpit na so we can start our island hopping - 2000 rent ng boat pag overnight, while 1500 naman pag hindi.



Second island ng short trip ay Lahos Island!



Nothing special sa island na yun, mga 10 minutes lang kami!

Next stop, Cagbanilad Island




Medyo nagstay kami ng matagal dito kasi nagenjoy sila kakatalon sa bato eh!


Last stop ng short trip is Minalaghos Island, hindi na kami bumaba si Mc nalang as he needs to do something really really important there.




We finished our island hopping trip around 10pm so we headed straight kila Kuya Ramil's homestay para makapaligo na ng maayos and eat early lunch 200 pesos as we need to catch our tricycle heading back to Guijalo Port ng 12pm.




Yes! I love Caramoan!



So why small boat and where are we heading?



Expenses: For 2 heads, we spent 3860 for an overnight stay in Caramoan including Bus fare, food, water, miscellaneous expenses, tips and other transpo expenses.

Check my next post here: Legaspi to Donsol, Sorsogon Budget Travel Guide 2016 - Backpacking Bicol- Visayas in 9 days series

Saturday, January 30, 2016

Fantasy World, Lemery Batangas

Fantasy World is located at Lemery Batangas. Should you want to go on a short Taal Heritage trip, why not drop by Fantasy World?


My friend Anak and I went to Taal Basilica first then we did the Taal Heritage tour, which i will be posting in few minutes or days, yes another backlog. I am a very very busy person.

So, after our Taal Heritage which is by the way we commuted all the way from Manila, we dropped by Fantasy World. At first, we were just outside taking lots of photos but the curiosity in me fired up and kinapalan na namin ang mukha namin. There is no way i am getting out of Batangas without going inside that huge castle.



Since there were only the 2 of us, it'll cost us 1000pesos for us to go inside. We were definitely out of budget, good thing there's this family with adventure yata yun and they were 7 and nagtitipid din sila and we asked them if its okay na sumama kami sakanila and we will just pay 3 heads. They agreed at first but they dont want us to ride with them going there and sobrang layo ng lalakarin so i think naawa sila samin so off we go!

my friend, anak.
Huuuge gate, i am so in love with this place. It felt like im in a fairytale!

More photos for you guys to see the inside of this place. Best for photo shoots with costume!













I dont have time to edit photos so here ya go. Place is really beautiful. My 150 pesos entrance fee ay sulit na sulit!


Ang kapal naman ng face namin kung makikisabay pa kami pabalik so nilakad nalang namin hohoho. Ang layooooo! 



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