Pearl Farm, Samal Island

a world-class beach resort in Samal Island off the coast of Davao City. A perfect place for couples and honeymooners

White Island, Camiguin

a white sand bar and ideal for swimming.

Snorkeling at Balicasag

After Dolphin watching, the best thing to do is to swim and snorkel at Balicasag Island.

The majestic Cagbalete Island, Quezon

A simple island that offers peaceful and relaxing weekend getaway.

Cagayan de Oro

Experience the thrill of White Water Rafting at Cagayan de Oro with Kagay

Sunday, February 23, 2014

How to avail Pag-ibig Multi Purpose Loan 2014

Excitement kills.

I'll be on a backpacking Visayas trip this coming March. And i've been slightly saving for this budget trip. I  sold 18 bouquet of flowers last Valentines day, i've been selling Anion Sanitary Pads for extra money and monopods and bikini tops and mirror with led lights and whatelse...

Alrighty, so i decided to, once again, get some good money thru Pagibig Multi Purpose Loan. (hehe)

Need extra money for your Travel FUND?



Getting your Pagibig Multi Purpose Loan is easy. Really easy. And Fast!

I would suggest you file your own Loan directly at Pagibig Branch. Why? Sa office namin, aabutin ka ng siyam-siyam bago mo makuha ang cheke/ or loan.

So, fill up the Loan Application form (note: may updated form 2012) yung pinasa ko (2006) pa buti tinanggap. Make sure na may signature ang form ng Head ng Benefits/HR ninyo.

Next step, pumila ng sobrang haba. (note: hindi natin sila masisisi. Medyo may kabagalan talaga. (peace!)


Medyo natagalan ako, why? Nakalimutan ko kasi kung ano yung Pag-ibig ID number ko, so pinapunta pa ko sa kabilang pila para mag update ng information (kaloka!)

Next step, sign up the form para makuha ang Citi Prepaid Card wherein dun na ipapasok ang LOAN!!! yes!


Sign up! Ipasa! Ieencode ng Pagibig na employee.
Note: Sinabihan ako ng employee if i want na cheke nalang ang irerelease sa akin, and i said NO!!!!!!!!!
Ubos na daw kasi ang card. SRSLY??? I told them i'll wait!


Ubos na pala ha!!! There! :)

Applied HDMF loan last Feb 20th, 2014. I was informed to check if may money na sa card this coming Monday, Feb 24th.

Happyness!!!

Check my other post:


How to avail Pagibig Multi Purpose Loan

Wednesday, February 19, 2014

SunLife Variable Life Insurance

SunLife Variable Life Insurance

Since i'll be turning 28 next month. Yes, nakakalungkot pero ang tanda ko na!! And i should've gotten my own life insurance from the time na i started working. Sayang!

Tip: Sa mga nagsstart palang magwork, i would really suggest you get yours na. The earlier, the better.
What if, naisip ko na kumuha ng insurance when i was 21 y/o? Sana by the age of 31, tapos na ko. :)

So i decided na, since i usually go out of town ng matagal tagal, it's better na insured ako aside from the company insurance.


The good thing with Sunlife is, insurance and investment siya.

1. If i die ng mas maaga (wag naman sana)- death benefit
2. If i live longer - i have investment and retirement fund
3. If my funds earn ng bongga- i can withdraw it anytime
4. It can also be used for estate preservation and requirements if i plan to go abroad.



I decided to get yung  maliit lang na policy, why?

I want to make sure na in the long run, i am still capable of paying the insurance.
I want to make sure na i can still pay my insurance and spend some for myself at the same time.

Death benefit - P500, 000.00
Critical illness - P250, 000.00
Investment - still pending!! :)

I have a friend kasi who works at SUNLIFE he's a Financial Advisor and he's not after those huge commissions! :)

For inquiries, just Like my Facebook page and PM me or shoot me an email at: aileen.co12@gmail.com

*not a sponsored/paid post*
Sample copy yung nasa photo, mine kasi was signed na. 







Sunday, February 16, 2014

Solo Travel Coron.Itinerary and Expenses

Expenses.

Day 1 

Day 2
Day 3
Day 4
Day 5
Day 6

Total expenses for 6days and 5 nights Solo Travel Coron including Airfare.



Itinerary:







Solo Travel in Coron: Day 6

October 5, 2013.

End of Tour. Flight back to Manila.






Realization:

1. On travelling solo, there were times na i wished sana marami akong kasama. The more the merrier, ika nga.
2. Once in a lifetime experience to travel solo, lalo na sa Coron. Never been happy. :)
3. Mas malaki ang budget kapag mag isa. I spent 10k plus on my 6days tour. grrr.
4. It's better to be alone sometimes. You get to think and think and think. You get to do whatever you want ng wala kang iniisip na mga kasama.
5. Medyo loser mag bar araw araw ng mag isa. Still, nag enjoy padin ako.
6. Thanks to the people behind the cigarette invention.

Also check:
Solo Travel in Coron Day 1 (Iti and Expenses)
Solo Travel in Coron Day 2 (Coron Tour A)
Solo Travel in Coron Day 3 (Malcapuya, Banana Island, Bulog Dos)
Solo Travel in Coron Day 4 (Coron Tour B)
Solo Travel in Coron Day 5
Solo Travel in Coron Day 6

Solo Travel in Coron: Day 5

October 4, 2013

It was raining sooo hard i decided to skip the Calumbuyan Tour. Plus baka mag overbudget na ko. lol

Anyway, sharing the Itinerary and price of the budget tour for reference.


I did nothing. Yes, nothing. I forgot to eat lunch. Or better yet, i decided not to eat lunch. Poorita na ako.
I had like 6 cups of coffee, breakfast till Lunch. And i slept the entire day kasi sobrang lakas talaga ng ulan.

By late afternoon, i went to Coron Harvest to buy Kasuy. Spent 700php para lang sa Kasuy and ang konti pa. Sana sa Bus nalang ako bumili dito sa Manila meron pang tag bebente.



I also went to some souvenir shops to buy pasalubong shirts and magnets.

By evening, since i haven't eaten Lunch, i decided to try Bistro Coron, famous for its Pizza!


Nagtake out nalang ako, baka kasi ma out of place pa ko at ang daming kumakain. And nakalimutan ko na din kung anong klaseng Pizza to, pero nakakaumay!!!

all by myself....
Budget for Fifth day.


Also check:
Solo Travel in Coron Day 1 (Iti and Expenses)
Solo Travel in Coron Day 2 (Coron Tour A)
Solo Travel in Coron Day 3 (Malcapuya, Banana Island, Bulog Dos)
Solo Travel in Coron Day 4 (Coron Tour B)
Solo Travel in Coron Day 5
Solo Travel in Coron Day 6

Solo Travel in Coron: Coron Bay Tour Day 4

October 3, 2013

I was soooo tired and all my muscles were stiff and hard and aching and whatelse..
Still I managed to join the Coron Tour B on my fourth day of stay.


I actually made friends with 2 Filipino siblings, and a Chinese teacher, Jane. 2 French guy (mag-jowa). lol

Barracuda Lake








91 Beach


Skeleton Wreck


Yes, medyo kinapalan ko na ang face ko kaya may picture ako. :)

Banol Beach



Since we still have a lot of time, we asked Kuya guide if we can still visit another spot.
 We paid 100 pesos each.






We arrived at Mommitas Place around 4:00PM. I asked Jane if she could come with us at Ice Valley.
I then joined my new friends for Dinner at Macario's Grill.




 Budget for fourth day.


Also check:
Solo Travel in Coron Day 1 (Iti and Expenses)
Solo Travel in Coron Day 2 (Coron Tour A)
Solo Travel in Coron Day 3 (Malcapuya, Banana Island, Bulog Dos)
Solo Travel in Coron Day 4 (Coron Tour B)
Solo Travel in Coron Day 5
Solo Travel in Coron Day 6

Solo Travel in Coron: MALCAPUYA AND BANANA AND BULOG DOS WHITE SAND BEACHES Day 3

October 2, 2013

It was raining that day. That's all i can remember. lol.

So, again, i joined another budget tour. And ang pinakamasaklap is, ang aaarte ng mga Pilipinong kasabay ko! There's this group ng magjojowa mas maarte pa kesa sa mga foreigner. grrr!

 


Malcapuya Island



accomodation

Banana Island





Bulog Dos Island





It was raining the entire night but still i decided to visit SeaHorse Restaurant. I checked the Menu and overpriced ang food so nag ikot pa ko when i saw Sinugba Sa Balay, a new restaurant sa Coron. Parang Mang Inasal lang. ahehe..


To cap of the night, again, went to No Name Bar for a bottle of beer.

Pointers:
1. Malcapuya Island, super white ang sand and clean ang beach.
2. Banana Island, mas civilized kaysa sa Malcapuya Island, overnight accomodation ranges from 800-1000php.
3. Bulog Dos, small island lang. Nothing special.
4. Sinugba sa Balay, chicken. Lasang chicken naman.

Budget for Third day.


Also check:
Solo Travel in Coron Day 1 (Iti and Expenses)
Solo Travel in Coron Day 2 (Coron Tour A)
Solo Travel in Coron Day 3 (Malcapuya, Banana Island, Bulog Dos)
Solo Travel in Coron Day 4 (Coron Tour B)
Solo Travel in Coron Day 5
Solo Travel in Coron Day 6

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